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Access to Insulin

Cover Insulin like Other Preventive Care

DLC advocates for affordable insulin

Insulin

Insulin is an important—and sometimes lifesaving—part of treatment for people with type 1 or type 2 diabetes. About 1 in 3 adults with diabetes must take insulin every day. As insulin costs rise, millions of Americans with diabetes struggle to pay for it.

People with diabetes face high out-of-pocket costs

out-of-pocket

Changes in pharmacy benefit design in commercial insurance plans—insurance plans through employers—have raised the out-of-pocket cost for people who need insulin. This means that they must pay the full price of insulin during the deductible phase of their coverage—the period of time before the insurance plan begins to pay.

People who find it hard to afford their medicine may take less than the recommended dose or skip it entirely. Not taking insulin as prescribed can lead to devastating and costly complications

Employers are part of the solution

The Diabetes Leadership Council works with employers and benefit consultants to advance plan designs that reduce plan risk and help improve diabetes outcomes for employees and their dependents. Learn more about the DLC Employer Initiative.

 

Reduce Insulin Out-of-Pocket Costs

Insulin
Access to insulin is too important to rely on shopping savvy or savings programs. It is an essential, life-sustaining component of diabetes care. Help is available if you or someone you love struggles with insulin costs. There’s no one-size-fits all shortcut, but these steps may help reduce your out-of-pocket cost for insulin and other diabetes medicine and supplies.